WELCOME TO
Property finance with a strategy, not just a loan.
Helping clients across the Southern Gold Coast, Northern NSW and Australia-wide make confident property decisions through personalised lending strategies, clear advice and relationships that last well beyond settlement.
Whether you’re buying, refinancing or investing, we’ll take the time to understand your goals and structure lending that supports your future, not just your next loan.
Meet Mel Petrie
Mortgage & Finance Broker
Phone: 0409 037 559
Email: mel@
Mel founded Petrie Finance Co. with one simple goal – to provide strategic lending advice that puts people before transactions.
After years in the mortgage industry, Mel recognised that too many borrowers were focused solely on finding the lowest interest rate, when the real opportunity lay in building the right lending strategy. She established Petrie Finance Co. to help clients make smarter financial decisions that support their long-term goals – not just their next purchase.
Mel specialises in investment lending, refinancing and equity strategies, helping clients structure their lending to improve cash flow, create future opportunities and build wealth through property.
She has developed a strong reputation for working with police, paramedics, nurses and other emergency services professionals, understanding the unique nature of their employment and helping them navigate lender policies with confidence.
Mel is also passionate about improving financial confidence for women, believing that education and clear advice empower people to make better property decisions at every stage of life.
Known for her honest advice, clear communication and genuine care for her clients, Mel focuses on building lasting relationships and becoming the trusted adviser clients return to throughout their property journey.
Why clients choose Petrie Finance Co.
- Strategic lending advice tailored to your long-term goals
- Personalised support from enquiry through to settlement, and beyond
- Investment and refinancing specialists focused on building wealth
- Extensive lender choice with solutions tailored to your circumstances
- Trusted expertise for emergency services professionals
- Education-first approach that gives you confidence in every decision
Property market insights for Coolangatta
The following provides an overview of property growth in Coolangatta supported by additional market data.
Price trend for house sales
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Growth in houses
While house prices have recorded steady gains over the past five years, the more recent twelve-month movement of a 7% increase points to measured demand.
Growth in units
While unit prices have recorded steady gains over the past five years, the more recent twelve-month movement of a 24% increase points to measured demand.
Demographics
Local residents in Coolangatta include a mix of household types, from established families in low‑rise streets to single-person households and couples in smaller dwellings. Owner‑occupiers live alongside long‑term renters, with part‑time residents and holiday lets adding seasonal turnover to the tenure mix. The age and life‑stage mix spans younger professionals and first‑home buyers drawn to the coast, together with a steady number of retirees and semi‑retirees.
Our experienced team is committed to finding the right options tailored to your unique situation.
Supporting the people behind our community
While we work with clients from all walks of life, we’re especially passionate about helping the people and communities we know best. Through personalised lending strategies, clear advice and ongoing support, we help our clients make confident property decisions at every stage of life.
Your strategy starts here
Begin with a clear lending planDefine borrowing needs and timelines so Palm Beach buyers can find lenders and loans that match their purchase goals.
Choose a loan structure that suits your plansCompare fixed and variable options, fees and redraw features, and weigh repayment flexibility so financing fits your lifestyle and goals around Palm Beach.
Confirm borrowing capacity quicklyProvide payslips, statements and ID early to speed pre‑approval; clear documents reduce delays when bidding on Palm Beach homes.
Manage the application processPrepare and lodge the loan application with full supporting documents, monitor progress, handle lender queries and keep settlement on track.
Loan support from application to settlementWe guide you through lending in Palm Beach, preparing documents, lodging applications, checking loan conditions at settlement and explaining repayment options.
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.
