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Petrie Finance Co.

Your local mortgage broker in Palm Beach

Meet Mel Petrie

Mortgage & Finance Broker

Phone: 0409 037 559
Email: mel@petriefinanceco.com.au

Mel founded Petrie Finance Co. with one simple goal – to provide strategic lending advice that puts people before transactions.

After years in the mortgage industry, Mel recognised that too many borrowers were focused solely on finding the lowest interest rate, when the real opportunity lay in building the right lending strategy. She established Petrie Finance Co. to help clients make smarter financial decisions that support their long-term goals – not just their next purchase.

Mel specialises in investment lending, refinancing and equity strategies, helping clients structure their lending to improve cash flow, create future opportunities and build wealth through property.

She has developed a strong reputation for working with police, paramedics, nurses and other emergency services professionals, understanding the unique nature of their employment and helping them navigate lender policies with confidence.

Mel is also passionate about improving financial confidence for women, believing that education and clear advice empower people to make better property decisions at every stage of life.

Known for her honest advice, clear communication and genuine care for her clients, Mel focuses on building lasting relationships and becoming the trusted adviser clients return to throughout their property journey.

Why clients choose Petrie Finance Co.

  • Strategic lending advice tailored to your long-term goals
  • Personalised support from enquiry through to settlement, and beyond
  • Investment and refinancing specialists focused on building wealth
  • Extensive lender choice with solutions tailored to your circumstances
  • Trusted expertise for emergency services professionals
  • Education-first approach that gives you confidence in every decision
Book a complimentary strategy session

What Petrie Finance Co. knows about Palm Beach property right now

As experienced mortgage brokers serving Palm Beach, Petrie Finance Co. clarifies local market dynamics and the lending choices available to buyers. From assessing borrowing power and arranging pre-approvals to comparing loan features, guidance aims to help purchasers make confident, well-informed decisions.

Property market insights for Palm Beach

The following provides an overview of property growth in Palm Beach supported by additional market data.

Price trend for house sales

$ 01 , 080700 , 000000
Past 12 months:
9.7%
DATA INSIGHTS
If you bought a house in
Palm Beach  you may have gained
$ 040402 , 050000
Gross yield 3.2%
Time on market25 days
Past 12 months:
4.5%
Weekly rent $1,150
2BR$1.1m
3BR$1.7m
4BR$2.2m
5BR+$2.8m

Growth in houses

While house prices have recorded strong gains over the past five years, the more recent twelve-month movement of a 10% increase points to continued solid demand.

2026$1,730,000 to $2,010,000
2025$1,580,000 to $1,830,000
2024$1,450,000 to $1,680,000
2023$1,320,000 to $1,540,000
2022$1,320,000 to $1,530,000

Growth in units

While unit prices have recorded strong gains over the past five years, the more recent twelve-month movement of a 17% increase points to accelerating buyer demand.

2026$1,060,000 to $1,240,000
2025$910,000 to $1,060,000
2024$835,000 to $970,000
2023$715,000 to $835,000
2022$680,000 to $790,000

Buying property in Palm Beach

Palm Beach has become one of the Southern Gold Coast’s most sought-after coastal suburbs, attracting families, professionals, downsizers and investors looking for a relaxed beachside lifestyle without sacrificing convenience.

The local market offers everything from beachfront apartments and modern townhouses to family homes and luxury residences, each with different lending considerations.

Before making an offer, it’s important to understand your borrowing capacity, purchasing costs and the loan structure that best supports your future plans.

At Petrie Finance Co., we simplify the finance process and help you make informed decisions with confidence.

 

Want to find out how much you could borrow to buy property in Palm Beach?

Palm Beach on the southern Gold Coast offers relaxed coastal living, foreshore parklands, cafés along the highway and water access at Tallebudgera and Currumbin creeks.

Why choose Petrie Finance Co. in Palm Beach, Gold Coast QLD

As mortgage brokers on the Gold Coast, Petrie Finance Co. guides clients through finance choices with clear, first‑person support. We explain lender options, eligibility and borrowing power, recommend loan structures tied to short‑ and long‑term goals, and handle paperwork to keep applications moving. Finding the right lender is only part of the process. We help you build a lending strategy that supports where you’re heading—not just where you are today.

Personal advice

You’ll work directly with Mel from your first conversation through to settlement, receiving honest advice and clear communication every step of the way.

Strategic lending

We compare lenders, structures and loan features to recommend finance that supports your lifestyle, cash flow and future property goals.

Support beyond settlement

Our relationship doesn’t end once your loan settles. We’ll continue reviewing your lending as interest rates, life circumstances and opportunities change.

Why people love living in Palm Beach

Discover the area

Lifestyle and living

Palm Beach offers the perfect balance of relaxed coastal living and everyday convenience.

Residents enjoy kilometres of patrolled beaches, Tallebudgera Creek, local cafés, quality schools, sporting facilities and easy access to Burleigh Heads, Currumbin and Gold Coast Airport.

Its strong sense of community, growing café culture and mix of lifestyle and investment opportunities continue to attract buyers from across Queensland and interstate.

Demographics

Households in Palm Beach include long-established families, coastal professionals and downsizers seeking quieter beachside living. Young couples and families value proximity to schools, parks and waterways, while many retirees prioritise low-maintenance living and access to medical and community services. Residents work in hospitality, tourism, professional services and small business ownership, reflecting a service-oriented local economy linked to wider Gold Coast employment.

Population 16,349
Owner Renter
61%39%

Frequently asked questions

  • Can I buy in Palm Beach with a 5% deposit?

  • How much can I borrow?

  • Is refinancing only about getting a lower interest rate?

  • Do you charge for your service?

Our panel of lenders

With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.

Trusted by homeowners, investors and business owners across the Gold Coast and Northern NSW

Nothing gives us greater satisfaction than helping our clients achieve their property goals.

⭐⭐⭐⭐⭐ 4.9+ Google Rating (40+ Reviews)

Here's what a few of them had to say

Ready to explore your options?

Whether you’re buying, refinancing or investing in Palm Beach, we’d love to help.

Book a complimentary Strategy Session and let’s create a lending strategy designed around your future—not just your next loan.